How to know if your SSNIT Ghana contributions have been paid

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Who should be a Member of SSNIT Ghana?

who should be a SSNIT Ghana contributor? If you are engaged in any form of income generating activity, then you can contribute to the Scheme. Thus, if you are employed by an establishment/person on full or part-time basis, the employer is mandated to make contributions on your behalf each month. Also, Self-employed persons can pay contribution as voluntary contributor.

Kindly visit any SSNIT Branch and indicate how much you can comfortably pay on monthly basis. You can arrange for flexible periodic payment terms. Please note that contributions are made on or above the minimum wage.

How to know if your SSNIT contribution have been paid by your employer

Indeed, access to the SSNIT Scheme is the right of every worker and it is an offence for an Employer not to pay or delay payment for the worker under section 83 of the National Pensions Act, 2008, Act 766.

Every Establishment is mandated to pay SSNIT contributions on behalf of its workers (be it full-time, part-time, casual, fixed term, etc.). Therefore, as long as there is an employer-worker relationship, Social Security must be paid on behalf of the worker.

If your Employer (current or past) has not paid your contributions, you can report to SSNIT by providing the following details via email to [email protected] or WhatsApp/SMS to 050 000 3050:

Director(s) name
Name of organisation
Location of the organization (place of work)
Address and Telephone number(s)
How long you have worked with the organisation
Pay slips for the missing months (if any)
Kindly include your:
Full name
SSNIT number
Telephone Number
Email address

SSNIT will investigate and ensure the Employer complies by paying contributions for all its Employees (full confidentiality is assured).

We also encourage those who are not obligated to join the Scheme (i.e. Self-Employed Persons) to do so as Voluntary Contributors. It doesn’t matter what work you do; you will retire one day. That is why you need to join and contribute to the SSNIT Scheme for guaranteed pension when you retire.

Members of the SSNIT Scheme who meet all the qualifying conditions are guaranteed up to 60% of the average of their three years’ best salaries as their monthly pension when they retire.