With Fido Loan Online, you can apply 24/7 and get money in your mobile money wallet within 15 minutes. No paperwork, no collateral, and no guarantor.
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Fido Loan Online
Whether you’re dealing with unexpected expenses or investing in your future, we’ve got you covered. Enjoy the flexibility and convenience of a Fido loan online: instant revolving credit of up to GHS 3,500 paid instantly to your mobile wallet. Flexible repayments, no paperwork, no collateral
Fido Online Loan Requirements
- You must be a Ghanaian living in Ghana.
- You must be at least 18 years old.
- Have an active mobile money wallet, registered in your name.
- Have a valid Ghana Card.
How to Register for Fido Loan
- Install the Fido App from the Google Play Store and Apple App Store using.
- Register your Fido Account by providing a valid mobile number and waiting for the one-time code we will send to your phone number.
- Enter the one-time code to verify your phone number.
- Set a 4-digit PIN code that will be used every time you log into Fido. Make sure it’s a number you will remember.
How to Verify Your Fido Loan Account
To get started, make sure you have your Ghana card in hand and know your Street Address or landmark description. After registering your account with your mobile number, you can verify your Account by either going to the Profile section of your Account or by applying for credit the first time.
Complete the verification process by following these steps:
Enable camera access on your device
- Selecting the ‘Allow’ button to give access to the Fido App to use your camera. Fido to personalize your credit request. Your data will not be shared with anyone.
- Allow camera access by selecting ‘While using the app’ from the options available
Begin your face verification
- Capturing a photo of yourself, following the instructions shown on the app screen while taking the photo. You will be required to perform actions such as smiling into the camera’. Be sure to follow these guidelines for a smooth process:
- Take the photo indoors, with good lighting.
- Look directly at the camera, making sure to keep your entire face in the circle shown on the screen.
- Take the picture from a clear background if possible, making sure no other faces appear in the background.
- Remove any face coverings or masks.
Complete your ID verification by taking a picture of your Ghana Card.
- Make sure all of the card details, including the text on the card, are clear and not blurred.
- Capture all four corners of the ID within the camera frame.
- Review the Ghana Card number that is shown after taking the picture to be sure it is correct, then confirm.
Provide your address.
Provide your address information on the next screen and press ‘submit’ to complete the Account verification process.
Fido loan Maximum Amount
As a first-time customer, you have the opportunity to secure a credit limit of up to 200 GHS. By consistently making timely payments and strengthening your financial profile/track record with us, you can improve your credit score and draw up to 3,500 GHS from your credit line.
To check the maximum amount of credit available to you at any point in time, log in to the Fido App and select ‘Draw now’ to confirm your credit limits.
How to repay Fido loan Online
You can initiate payment of your outstanding credit balance from either the Home Page or Credit Page of the Fido App as below:
- Make sure you have enough money in your account/wallet.
- Select ‘Pay back’ from either the Home Page or Credit Page of the Fido App
- Choose how much you want to repay. (Full Payment/Choose other amount/Next Payment)
- Next, confirm the mobile money wallet you want to make payment from, and the total amount you are paying. Here, you can change or add a new mobile money wallet from which to make the payment.
- After confirmation, you will receive a prompt on your mobile device to enter your wallet PIN to authorize the payment. A confirmation screen will be shown to you to confirm whether the payment was successful or not.
Fido Loan Contact
Email: [email protected]
